Last week I wrote a post on Travel Hacking, the method of using credit card sign up bonuses to travel the world for (almost) free. In the last year we’ve used points to fly to Rio, Barcelona, New York City, and Vancouver, and we still have enough points to take around twenty of our closest friends to Europe and back. Some of you asked for a specific credit card deal you could take advantage of, so I though I’d write about one today…
Right now, CITI has a pretty nice deal on their AMEX and Visa branded American Airlines card. The annual fee of $85 is waived for the first year, and you earn 40,00o AAdvantage Miles after spending $2,000 in the first 4 months. You also earn an additional 10,000 AAdvantage Miles after spending $5,000 in the first 12 months of card membership. Best thing is, you can actually get both cards on the same day using the two-browser trick outlined by Darius at Million Mile Secrets, (this post was written back when the deal was for 75,000 AAdvantage Miles, but it still applies today). Basically, you open two browsers and apply for both cards at the same time. Voilà!
So what will 100,000 AAdvantage Miles get you? Well, 80,000 can get two people to Europe during off-peak season (Oct 15 – May 15), and 90,000 can get two people to Hawaii (70,000 during off-peak), and 80,000 can get two people to Brazil or Argentina during off-peak season (Mar 1 – May 31 then Aug 16 – Nov 30). Here is the American Airlines reward chart.
Want to go to France this October? Tickets for two from Atlanta to Paris will cost you 80,000 miles and $184 in taxes and fees, and a quick check of the American Airlines website reveals there are plenty of flight available.
These CITI American Airline cards also come with a $150 credit statement for eligible American Airline purchases, and I think taxes and fees are eligible purchases (just don’t quote me on that), so this flight could cost you $0.
Are you married? Lots of couples (including Tricia and me) have both cashed in on these cards, netting over 200,000 AAdvantage Miles, which can just about get you anywhere you want, anytime you want. There is even a business version of the card, which could get you another 50K miles, but you’ll need to wait at least 65 days before applying after you apply for the two personal cards. Here’s a post from The Points Guy about getting a business card.
Here is another link from Million Mile Secrets, it’s Darius’ 10-part series on how to book American Airlines Rewards Like a Pro, but before you jump on these deals, a few more words from me.
- Do not get these cards if you cannot meet the minimum spend limit to earn the points.
. - Do not get these cards if you do not plan on paying off your monthly balance on time and in full. Late payments will kill your credit score, and the interest rate on credit card purchases will cancel out your points and miles if you carry a balance. Do Not Carry A Balance!
, - Be flexible! Don’t get 100,000 points and expect to find flights the exact dates you want. You might be able to, but you might not. American Airlines does have AnyTime Rewards, but they will cost you a premium in points. It’s more fun to find the Saver Rewards, and you get more flights for your miles!.





